Credit card

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1. Visa — 336M Cardholders

Visa is the largest major payment network, widely accepted by over 40M merchants.

From traditional benefits to premium rewards, Visa offers a wide range of benefits for cardholders around the world. 



2. Mastercard — 231M Cardholders

The second-largest major credit card network in the United States, Mastercard offers perks like easy bill pay and personal information protection using chip technology. Mastercard processes transactions in over 210 countries and territories, and in more than 150 currencies.


3. Citibank — 95M Cardholders

Citibank is a major banking institution for customers of all credit standings. Citi cards have two primary rewards programs available: Simplicity and Thank You. The CitiManager® online tool helps its members manage multiple accounts.



4. Chase — 83M Cardholders

Chase is the second-largest issuer of general-purpose credit cards in the U.S. With rewards from companies like Disney and Southwest Airlines, Chase boasts high customer satisfaction for its credit cards. The Chase Sapphire Reserve® is often regarded as the best travel card.



5. American Express — 63M Cardholders

Active in over 160 different countries and territories, American Express (AMEX) is the world’s largest issuer of credit cards in terms of transactions, averaging 6 billion transactions per year. American Express primarily accepts high-income cardholders with robust credit scores.


6. Capital One — 62M Cardholders

Whether your credit score is excellent or poor,Capital One has a credit card for you. With 24/7 customer service and free credit scores via CreditWise, Capital One provides premium benefits and invaluable tools for all its cardholders, including the opportunity to build or rebuild your credit.


7. Bank of America — 58M Cardholders

Founded in 1904, Bank of America began as the “Bank of Italy,” serving America’s expanding immigrant population. Bank of America re-branded itself in 1930 and created the first general-use credit card. Its award-winning online and mobile banking makes handling credit cards easy for its customers.


8. Discover — 39M Cardholders

Discover has numerous promotional offers on its credit cards, including cash back, miles, and 0% intro APRs.  Applying for a Discover card is easy, and you’ll find they have good offerings for students and businesses alike.

9. Synchrony Financial — 37M Cardholders

Established in 2003, Synchrony Financial is a major issuer of Mastercard and Visa credit cards. Synchrony offers a wide variety of co-branded retailer and store credit cards that are suitable for a range of credit types.


10. Wells Fargo — 23M Cardholders

Wells Fargo is one of the oldest financial institutions in America. Wells Fargo Credit Cards Offer Diverse Financial Assistance to Cardholders of All Types. About 1 in 3 American households trust this brand’s six-horse stagecoach with their personal finances.

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